Let us help you take the right steps toward home ownership.

Are you shopping for your first home,an investment property, your next house, or a family vacation home? Second Federal is here for you.

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Today's mortgage rates

15-year Fixed 4.0 / 4.0617 APR3
30-year Fixed 4.30 / 4.3363 APR3
Investor Loans Contact us for rates and terms
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Fixed-rate Loans

First Mortgage and Refinance Loans

We know that the security of fixed payments is an attractive financing option for many home buyers. Therefore, it is our mission to help you finance your home affordably. Our 15 and 30-year home loans come with minimal fees and rates that are some of the lowest in the industry.

Refinance Loans

We’ll make buying and financing a home easy for you

We are a Philadelphia-based lender who has been saving homeowners money for over 70 years. Our committed team will extend dependable service and is ready to answer all of your mortgage questions. Regardless of where you are in the process, we’ll guide you every step of the way and help you understand what to expect, from application to closing.

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Business Loans

Investor Real Estate Loans

Each property loan situation is unique. We structure home financing solutions for both residential and commercial real estate properties. We also have worked with many of savvy real estate investors to help them take advantage of great deals and leverage their business assets.

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  1. FDIC insurance: all savings accounts are covered up to the maximum amount allowed by law.
  2. Rates are subject to change at any time without notice. APY stands for Annual Percentage Yield.
  3. Rates are subject to change at any time without notice. APR stands for Annual Percentage Rate.
  4. Penalties for early withdrawals apply.
  5. The information on this site is not intended to provide legal, tax, accounting, or investment advice. Consult a qualified advisor for advice specific to your circumstances.