Let us help you take the right steps toward home ownership.

Are you shopping for your first home,an investment property, your next house, or a family vacation home? Second Federal is here for you.

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Today's mortgage rates

15-year Fixed 8.25 APR3
30-year Fixed 9.0 APR3
Investor Loans Contact us for rates and terms
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Fixed-rate Loans

First Mortgage and Refinance Loans

We know that the security of fixed payments is an attractive financing option for many home buyers. Therefore, it is our mission to help you finance your home affordably. Our 15 and 30-year home loans come with minimal fees and rates that are some of the lowest in the industry.

Refinance Loans

We’ll make buying and financing a home easy for you

We are a Philadelphia-based lender who has been saving homeowners money for over 90 years. Our committed team will extend dependable service and is ready to answer all of your mortgage questions. Regardless of where you are in the process, we’ll guide you every step of the way and help you understand what to expect, from application to closing.

How to apply
Business Loans

Investor Real Estate Loans

Whether you’re looking to buy a new building for your business, purchase an investment property, or refinance a mortgage on an existing property, Second Federal Savings & Loan Association offers the commercial real estate solutions and expertise to meet your needs. We offer competitive rates and flexible loan structures while turning around quickly with a loan decision. To learn more about Center City’s only community bank, give us a call.

We offer financing for the following types of commercial properties:

  • Non-owner occupied 1 – 4 residential properties.
  • 5+ units (multifamily)
  • Flex buildings and mixed-use properties
  • Owner occupied commercial properties
  • Light industrial properties
  • Office condominiums
  • Shopping centers and retail properties
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  1. FDIC insurance: all savings accounts are covered up to the maximum amount allowed by law.
  2. Rates are subject to change at any time without notice. APR stands for Annual Percentage Rate.
  3. Penalties for early withdrawals apply.
  4. The information on this site is not intended to provide legal, tax, accounting, or investment advice. Consult a qualified advisor for advice specific to your circumstances.