Passbook Savings

With no fees to worry about, you can withdraw and make deposits whenever you like..

Account Overview

Interest is computed daily and credited quarterly

• Minimum Balance of $100 to earn interest – 0.20% APY²

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Money Market Savings

You get up to six penalty-free withdrawals per month.

Account Overview

Interest is computed daily and credited quarterly

• Minimum Balance of $100 to earn interest
• Balances $100 up to $999 – 0.40% APY²
• Balances $1000 up to $24,999 – 0.60% APY²
• Balances $25,000 up to 49,999 – 0.80% APY²
• Balances $50,000 and over- 1.0% APY²

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Certificates of Deposit

Our CD comes with the benefits of our highest interest rates².  Certificate of Deposit accounts have no monthly fees, and a low minimum opening deposit of only $500, except for CD Specials that have a minimum deposit of $5000. A longer CD term will earn you more. Rates are fixed through maturity, but there are penalties for early withdrawals. Once your CD matures, we’ll help you roll it over to keep your savings growing.

Account Overview

Interest is compounded daily and credited quarterly

• 6-month CD – 1.50% APY²
• 12-month CD – 2.50% APY²
• 18-month CD – 2.65% APY²
• 24-month CD – 2.75% APY²
• 36-month CD – 2.80% APY²
• 48-month CD – 2.90% APY²
• 60-month CD – 3.00% APY²

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IRA CDs

If you’re eligible to establish and contribute to a tax-advantaged retirement account, our Traditional IRA can be a good choice. There are annual contribution limits and you may roll over or transfer to and from other Traditional IRAs or qualified employer-sponsored plans. Investment growth is tax deferred, so you won’t pay federal income taxes on your deductible contributions or any earnings until you withdraw money on or after age 59 and a half⁵. Consult your tax advisor before opening an account.

Account Overview

• $500 minimum opening deposit
• $0 monthly service fees
• Penalty-free widthdrawals after age 59.5
•  CD rates apply for IRA Accounts

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